For BIPOC owners, the home appraisal process has long been fraught with demonstrable but unacknowledged prejudice, resulting in lower values. While the industry is tackling personal bias in the appraisal process, it needs a systematic solution to confront the bias inherent in its methods.

Our nation’s history of exclusionary real estate practices manifests in today's markets, creating datasets replete with inequity. BIPOC communities across the US - and their lenders - are locked in systemic undervaluation due to this history and the traditional appraisal approach.